Noble Gold Investments vs Patriot Gold Group: Fees, Minimums, Custodians

What does this comparison cover?

This page compares: Noble Gold Investments and Patriot Gold Group. It uses the same fields for both and does not rank or recommend either. The steps we follow are in our company research methodology.

A Gold IRA involves three roles. The dealer sells you the metal. The custodian is the company that legally holds your IRA and sends the tax forms. The depository is the vault. See the custodian, the dealer and the depository.

Companies change their websites, fees and terms. Anything that came only from a company is that company's statement. Where we say "as of our 2026-10-15 check," we did not re-open that source on 2026-10-18 and are relying on the earlier check.

What are the two companies' published facts, side by side?

What does each company say about fees?

Noble Gold. The Gold IRA and Silver IRA pages list, in an identical fee box: setup $50, maintenance $125 (annual), storage $160 (annual), wire transfer $30, in-kind distribution $75 and account closure $250. The Support page gives different numbers: "There is a one-time $80 setup fee, followed by a flat annual rate of $275," which "includes $125 for custodial services and $150 for secure, segregated storage." The "What Is a Gold IRA?" page also says $80 and $150, and adds that "there may also be a one-time processing fee" if you close, with no amount.

The Support page adds that "some companies advertise an annual fee of $160" and that this "typically refers to commingled storage," where metals are stored alongside others. The pages do not explain the difference.

Patriot Gold Group. Its home page says "No Fees for Life on Qualifying IRAs." The IRA page says "No management fees. No hidden bank fees. No fine print." The pages do not define "qualifying" and give no dollar amounts. The IRA page compares its offer to bank-managed accounts "where the fees range from 2-3%," a comparison the company chose, not a cost schedule for its own accounts.

As of our 2026-10-15 check, a brochure on the company's site (its file name indicates January 2020) says the company reimburses rollover fees and pays storage and insurance "for the life of the IRA" on qualifying IRAs. We do not know whether it is current.

For what each fee type means, see our guides to custodian fees and storage fees.

What is each company's minimum?

Noble Gold's Gold IRA page says "Our Gold IRA minimum investment is $20,000," and its Silver IRA page gives $20,000 too.

Patriot's IRA page says a minimum account is required and gives no amount. Its forms offer dollar ranges ("$2,500-$20,000" up to "$250,000+"). These look like request options, so we do not treat them as minimums. As of our 2026-10-15 check, the brochure has a footnote: "Minimum account value required, excludes most bullion, bars and rounds." See our page on minimum investment.

Which custodian and depository does each company name?

Noble Gold, custodian. The IRA pages name none and say the company will connect you with "a trusted precious metals IRA custodian." The Support page names "Equity Institutional" for a Gold IRA, "New Direction IRA Services" for a Silver IRA, and also "Equity Trust IRA, your self-directed IRA custodian." New Direction's own home page says physical custody and administrative oversight are provided by First Trust Company of Onaga, Kansas.

Noble Gold, depository. The Support page says Noble Gold "has partnered with International Depository Services (IDS)," describes the storage as segregated, and says IDS assets are insured through an all-risk policy underwritten by Lloyd's of London. The Gold IRA and Silver IRA pages say "a secure depository in Texas" without naming a third party, and the Secure Texas Depository page names IDS, in Dallas, as the partner. Equity Trust's precious metals client page lists International Depository Services and, separately, Texas Bullion Depository.

Patriot, custodian and depository. The company's web pages name neither. The About page says only "secure vault storage services in different parts of the USA." As of our 2026-10-15 check, the brochure lists Brinks Global Services USA and "the DDSC (Delaware Depository)" as storage options, and says storage is "segregated, secured storage" insured by Lloyds of London. Delaware Depository's own home page does not mention Patriot and we found no insurance statement on it. Patriot's IRA page also uses the term "Private Storage IRA" and the phrase "or in your own hands." We do not endorse that term. Whether any structure lets you hold metal yourself is a tax question for a qualified professional.

What do the companies say about spreads, markups and buybacks?

The spread is the gap between the price a dealer charges and the price it would pay to buy back. The CFTC's customer advisory says: "A dealer will always sell metal above the spot price and buy it back below the spot price." See our guide to dealer premiums, markups and spreads.

The "top-rated" phrase is the company's wording, and we found no rating behind it. For the cost of selling, see buyback policies and liquidation costs.

What do the website and contract terms say?

Noble Gold. The Terms & Conditions page contains no arbitration clause, governing-law clause, venue clause, cancellation policy or buyback text. It does say that an order "may not be shipped until forty-five (45) business days after receipt of good funds" and that "Noble Gold Investments makes no representations or guarantees that metals purchased will appreciate in value." The same page also contains a sentence naming a different dealer ("Goldco shall make reasonable efforts ship metals within five to fourteen (5-14) business days") and refers to "goldco.com" testimonials, without explanation. BBB complaints mention a "Shipping and Transaction Agreement," which we have not seen.

Patriot. We found no terms of sale or use, and the privacy policy has no arbitration language. The Risk Disclosure says the company "does not guarantee any specific return, profit, or protection against loss," that "Precious metals are not FDIC insured," and that buyers "should be prepared to hold for at least three to five years." It also says precious metals "should make up no more than twenty percent of buyer's available investment funds," which is the company's statement, not a rule. We have not seen the document you would sign to buy metal at either company, so we cannot say how disputes are handled.

What do the companies' BBB profiles show?

The Better Business Bureau (BBB) is a nonprofit that publishes business profiles, customer reviews and complaint records. We could not open BBB's website. These figures are from screenshots of each company's BBB pages viewed by the site owner on 2026-10-15.

Complaint counts are not comparable between these two firms. They differ in size, customer numbers and how long each BBB file has existed (Patriot's opened in 2022). We draw no conclusion from the counts. BBB also notes that displayed complaint text might not represent all complaints filed.

The three Noble Gold complaints are consumers' allegations, and the business responses are the company's statements. No judgment or order was shown.

• Filed 02/16/2026, Product Issues, Resolved. The consumer alleged concerns about the authenticity or purity of silver rounds and coins received. A customer answer dated 02/23/2026 says the consumer was satisfied the silver is pure but unhappy with the purchase. No business response was visible.
• Filed 07/23/2025, Billing Issues, Answered. The consumer alleged high undisclosed fees or commission on purchase and buy-back compared with spot. Noble Gold's response said spreads vary. Its later response says the matter was resolved.
• Filed 12/08/2023, Customer Service Issues, Answered. The consumer alleged being told they would not owe taxes and then told otherwise. Noble Gold responded that it found no communication matching the claim.

For Patriot, BBB showed no complaints, which we do not read as "no complaints anywhere."

What public records did we check?

All checks in this table are as of our 2026-10-15 check.

A zero or an absence in a database means nothing was found under that name that day. It does not mean nothing exists, and a web search is not a search of a court docket. See how to verify a dealer.

Where do each company's own pages disagree?

Noble Gold Investments

• Fees: $50 setup, $125 maintenance and $160 storage (IRA pages) versus $80 setup and $275 a year (Support page).
• Storage: $160 (IRA pages) versus $150 (Support and "What Is a Gold IRA?").
• Custodian: none named (IRA pages) versus three names on the Support page.
• Depository: IDS named on the Support and Secure Texas Depository pages; the Gold IRA and Silver IRA pages refer to "a secure depository in Texas" without naming one.
• Legal name: footers carry "Golden Bull, LLC dba Noble Gold Investments" and "NOBLE GOLD, INC." The pages do not explain the relationship.
• BBB count: the home page says "265+ Reviews on Better Business Bureau," while the screenshots show 241. We do not reconcile them.

Patriot Gold Group

• Awards: the pages make ConsumerAffairs recognition claims covering different year ranges: 2016 to 2017 (home page description), 2016 to 2018 (image text), 2016 to 2021 (About badge text) and 2016 to 2025 (About page text). We take no position on any of it.
• Ratings counts: "770 ratings" and "58 ratings" both appear, on several pages.
• Experience: the About page refers to "three decades" in its description and "over 50 years of collective, combined experience." The CEO bio says "over two decades." The brochure says "Established 2016" (as of our 2026-10-15 check), and no founding year is stated on the About or home pages.
• Minimum: "Minimum Account Required" with no amount, while forms show amount ranges.

What differs, and what does not?

These are factual contrasts only. They are not a ranking and do not say which company suits anyone.

• Noble Gold's pages state a $20,000 IRA minimum. Patriot's pages state no minimum amount.
• Noble Gold's pages state dollar fees, in two conflicting sets. Patriot's state none and advertise "No Fees for Life on Qualifying IRAs."
• Noble Gold's Support page names custodians and a depository. Patriot's web pages name neither, though its brochure names two depositories (as of our 2026-10-15 check).
• Neither company publishes a spread or markup figure on the pages we read.
• Neither company publishes buyback terms. Noble Gold's pages mention a buyback program and Patriot's do not.
• Neither company's website terms contain an arbitration clause on the pages we read. Neither site showed the document you would sign to buy metal.
• Both show an A+ BBB rating in the screenshots. BBB shows 3 complaints in 3 years for Noble Gold and 0 for Patriot, counts we say above are not comparable.
• Both sites make ratings or award claims we did not verify.
• Both state that they do not guarantee returns or appreciation.
• Our checks of the CFPB database and web searches found no enforcement action or order for either, as of 2026-10-15. This is not proof that none exists.

What did we not check?

We did not open BBB, ConsumerAffairs, Trustpilot or Google reviews for either company. We did not open the depositories' or custodians' fee schedules or agreements for either company, apart from the pages cited. We did not see either company's sales agreement. We did not look up individuals. We did not search SEC, NFA or court databases (see the table above). We did not verify any customer count, dollar amount "secured," or award. Other pairs use the same fields: Goldco vs Patriot Gold Group and Goldco vs Orion Metal Exchange.

What questions could you ask each company?

Ask for answers in writing. The CFTC suggests asking for fees in writing before you buy, and asking "how much you would receive if you had to sell back the metal tomorrow."

Questions for Noble Gold Investments

1. Which fee set applies today, $50/$125/$160 or $80/$275, and what are the wire, transfer-out and closing fees?
2. Which custodian would hold my account, and may I have its fee schedule and agreement?
3. Which depository would hold my metals, is storage segregated, and what are the insurance terms?
4. What are the written buyback terms, who sets the price and what does selling cost?
5. What are the sale price, spot price and buyback price for each product I am quoted?
6. Which legal entity will sign my agreements: Golden Bull, LLC or Noble Gold, Inc.?
7. May I see the Shipping and Transaction Agreement before I send money, including its dispute terms?

Questions for Patriot Gold Group

1. What is the minimum account value, and which products count toward it?
2. What does "qualifying" mean in "No Fees for Life on Qualifying IRAs," and what would I still pay?
3. Is the brochure's fee reimbursement still offered, and in what form?
4. Which custodian would hold my account, and may I have its fee schedule?
5. Which depository would hold my metals, is storage segregated, and what are the insurance terms?
6. Do you buy back what you sell, on what price basis and with what fees and timing?
7. What are the sale price, spot price and buyback price for each product I am quoted?
8. Where is the document I would sign, and what does it say about cancellation, arbitration and venue?

Our checklist is in the guide on how to evaluate a Gold IRA company.

How was this page researched?

On October 18, 2026 we re-opened Noble Gold's home, Gold IRA, Silver IRA, Support, "What Is a Gold IRA?," Secure Texas Depository and Terms & Conditions pages, Equity Trust's client page and New Direction's home page. For Patriot Gold Group, we re-opened its home, IRA, About, Risk Disclosure and Privacy pages and the Delaware Depository home page. The brochure, the IRS and CFTC pages, the CFPB and FINRA searches and the BBB screenshots date from October 15, 2026. We wrote company information as each company's statement. Some quotes may be shortened.

We review company pages every three months under our update policy. Report errors through our corrections page. This page is general information, not personalized advice. Talk with a qualified financial planner, tax professional or attorney before you act.