The Entrust Group: Precious Metals IRA Fees and Depositories

This profile collects what The Entrust Group says publicly about precious-metals IRAs. It is part of our Gold IRA Custodian Directory. We did not test the service, and we do not rate or rank companies. Everything below that describes the company is the company's own claim, taken from its website and fee schedule, unless we name an independent source. Fees and policies change, so check the current documents before you act.

Who is The Entrust Group?

The Entrust Group, Inc. is a self-directed IRA provider. Its website lists an Oakland, California base and says it has offered self-directed IRA services for more than 40 years. A self-directed IRA is an IRA that can hold assets beyond the usual stocks and funds, including precious metals that meet IRS rules.

The company describes its role as "account administration." It handles paperwork, recordkeeping, and account services. It is not the same legal entity as the one that holds the assets, which is explained next.

Is Entrust a custodian or an administrator?

Both names show up, and they refer to two companies. According to Entrust's own explanation:

• The Entrust Group acts as the administrator.
• The Entrust Trust Company (TETC) is the custodian. Entrust describes it as a non-depository trust company and an Entrust affiliate.
• TETC has delegated certain custodial duties to The Entrust Group.

A custodian is the financial institution that legally holds the IRA's assets. An administrator handles day-to-day paperwork. The practical point for you is to find out which company's name appears on your account papers and which one you would call for each task.

How is Entrust regulated?

According to Entrust's FAQ page, The Entrust Trust Company is "regulated by the State of Tennessee Department of Financial Institutions" and "chartered as a non-depository bank." The company's custodian explainer says TETC is "authorized and overseen by the Tennessee Department of Financial Institutions." These are the company's claims. We could not find a public listing for TETC on the Tennessee pages we opened, so we have not confirmed this status ourselves. You can ask the Tennessee Department of Financial Institutions directly.

Entrust also says cash in its accounts is held in government-insured institutions, while the FDIC does not insure investments or other non-cash assets. In other words, metals in an IRA are not covered by FDIC insurance. That is true of any gold or silver IRA.

Does Entrust appear on the IRS list of approved nonbank trustees?

We checked. The IRS keeps a page called Approved nonbank trustees and custodians. When we opened it on October 13, 2026, it linked to a list dated April 1, 2026. In the list, we did not find an entry for The Entrust Group or The Entrust Trust Company. We read the list through a text-extraction tool, so please open the PDF yourself and search it before relying on our result.

What does that mean? Possibly less than it sounds. The IRS says nonbank entities must apply to serve as trustees or custodians, and that page addresses only nonbank entities. The tax code allows an IRA trustee to be a "bank" as defined in subsection (n) or another approved person. The pages of Entrust that we opened do not say that it is on the IRS nonbank list. They describe a state-chartered trust company. Whether that type of charter meets the bank definition is a legal question. We do not reach a conclusion on it. Ask the company in writing how it satisfies the trustee requirement, and consider asking a tax attorney.

What does Entrust charge for a precious metals IRA?

Below are the fees from the Account Fee Schedule, Revision 01/09/2026. Entrust's fees page lists the $50 account establishment fee.

Recordkeeping fees are billed quarterly, and uninvested cash does not count toward the 0.17% charge. The schedule gives an example: two assets worth $150,000 in total pay $329 plus 0.17% of $100,000, or $499 per year. The fees page and the PDF agree on this structure; confirm the current amounts with the company.

What fees are not listed?

The schedule says precious metals depository fees, such as storage and shipping, "may apply and will be charged to your account." It gives no amounts. Entrust's precious metals page says depository fees are paid from the account. Ask for the depository's current rate sheet. Dealer prices and markups are also separate and set by whichever dealer you choose. For background on these costs, see Gold IRA custodian fees.

Which depositories does Entrust say it supports?

A depository is the secure facility that stores the metals. Entrust's precious metals page lists these:

The company describes "allocated" storage as lower cost, where you get metals of the same type and weight but not necessarily the exact pieces you deposited. "Segregated" storage costs more, and you get the exact items. Entrust says personal possession is treated as a distribution. The IRS says bullion must be in the physical possession of a bank or an IRS-approved nonbank trustee; see also 26 U.S.C. 408(m).

How does buying metals work at Entrust?

As Entrust describes it, you open and fund the IRA, then choose a dealer and a depository. You sign forms for the purchase, and Entrust wires the funds to the dealer. The depository checks the shipment, and the metals are booked into your account. Entrust says it is "not affiliated with any precious metals dealers." The account holder negotiates the price and other terms, and is responsible for due diligence.

Entrust also lists the fineness it requires: .995 for gold, .999 for silver, and .9995 for platinum and palladium. It says certified ("slabbed") numismatic and American Eagle coins are not acceptable. Other custodians may differ.

What does a custodian not do?

Entrust's FAQ says it "does not endorse, recommend or advise on any investment product or service." A custodian generally processes what you direct. It does not check whether a dealer is honest or a price is fair. The IRS also notes that trustees can set their own restrictions on what they accept, so ask before you plan a purchase. You can read more about the role in our guide to the custodian, dealer and depository relationship.

What questions should you ask before opening an account?

• Which company is the custodian on my account papers, and how is it licensed and supervised? Can I get that in writing?
• How does the custodian meet the IRS trustee requirement for holding bullion?
• What is the current fee schedule, and what is its revision date?
• What will my depository charge for storage, shipping, and insurance, for allocated and for segregated storage?
• What happens to fees if I transfer out or close the account?
• Are there any fees from the dealer that Entrust does not control?
• Which metals and products will you refuse to hold?

What else did we not verify?

We did not find or look for court records or regulator orders about Entrust, and we did not query rating sites or broker-check databases. Absence from this page is not a statement that nothing exists. For other providers, see Midland Trust Company and uDirect IRA Services.

This page is general information, not tax, legal, or investment advice. Talk to a qualified tax or legal professional about your own situation.