Gold IRA Fee Database: Published Fees by Company and Custodian
This database copies published Gold IRA fees from our company, custodian and depository pages. Each row shows the figure as published, the page it came from, that page's verified date and the primary source it rests on. Missing figures read "not on file." Entries are alphabetical, unranked and not recommendations. Fees change, so confirm them in writing.
This database collects the fees that companies, custodians and depositories have published, as our own pages recorded them. It belongs to our guide to Gold IRA fees and costs. Every row links to the page on this site where the figure first appeared and shows the date that page was verified. We compiled the database on 2026-10-17 from pages already published here. We did not open the original sources again for this page.
Entries are in alphabetical order inside each section. Nothing here is a ranking, a price comparison or a recommendation. The order carries no meaning.
How do you read this database?
Each row has five parts.
- Entity. The company, custodian or depository, linked to our page about it.
- Fee item. The kind of charge, or a minimum or spread when the page recorded one.
- Figure as published. The wording and numbers as our page copied them. Quotation marks show the entity's own words.
- Verified. The date in the front matter of our page, not the date the entity last changed its fee. Fees can have changed since.
- Primary-source citation. The title of the entity's own page or document that our page cited for the figure.
"Not on file" means our page did not find the figure. It does not mean the fee is zero, waived or absent. Entities that publish no figure may still charge one.
Three cautions apply to every row.
- Company figures are claims. Rows in the company tables read "According to the company's website." No independent source confirmed them.
- Rows are not comparable. Entities bundle services differently, use different dates and measure fees on different bases. Do not add up one entity's rows and compare the total with another's. Ask each provider for a dated total for your own account.
- Dealer prices are separate. A dealer's markup over the spot price, and the gap between its selling and buying prices (the spread), are listed only where the company published them. Most did not.
How was this database built?
Copied, not re-researched. Each figure was copied from a published page on this site: company reviews, custodian profiles, depository profiles and our fee guides. We added no new external facts. Where a page quoted a fee, we kept its numbers and quotation marks.
One figure per source, conflicts shown. If two pages, or one page in two places, gave different figures, we show both and list the conflict in the conflicts and caveats section below. We did not pick a winner.
Missing figures are flagged. Where a page said an entity did not publish a figure, the row reads "not on file."
Re-verification. We plan to re-verify every source page quarterly and to update this database when it changes. Until then, treat the verified date in each row as the age of the figure.
What is left out. Review pages for 15 companies are included. Our review of Augusta Precious Metals is not copied here; you can read it on its own page: Augusta Precious Metals review. Fees that a page left out because the source layout was unreadable are not in this database either.
What fees do companies say they charge?
These tables list what each dealer's own website says. A dealer is the company that sells you the metal. It is usually not the custodian that holds your IRA or the depository that stores the metal. Account fees may therefore be set by a different company than the one that quotes them. For how the roles differ, see our guide to the custodian, dealer and depository.
Advantage Gold through Goldco
| Company | Fee item | Figure as published (company claim) | Verified | Primary-source citation |
|---|---|---|---|---|
| Advantage Gold | IRA setup, annual and storage fees | Not on file. "No Advantage Gold fee amounts on the pages we read" | 2026-10-15 | Advantage Gold FAQs; Gold IRA |
| Advantage Gold | Physical gold, annual fee | "One-time dealer premium at purchase; no annual fee." This sits in a table comparing physical metal with gold ETFs and does not say whether a custodian or depository charges annual IRA fees | 2026-10-15 | Advantage Gold FAQs |
| Advantage Gold | Dealer premium amount | Not on file | 2026-10-15 | Advantage Gold FAQs |
| Advantage Gold | Minimum investment | Not on file | 2026-10-15 | Gold IRA |
| Advantage Gold | Industry statement in its blog (not its own price) | "Most depositories charge yearly amounts that average between $175 and $225." | 2026-10-15 | How much does a Gold IRA cost? |
| Allegiance Gold | Account setup | Not on file | 2026-10-16 | Gold IRA |
| Allegiance Gold | IRA custodian fee, annual | "≈ $125 / year" | 2026-10-16 | Gold IRA |
| Allegiance Gold | Storage, commingled | "≈ $100 / year" | 2026-10-16 | Gold IRA |
| Allegiance Gold | Storage, segregated | "≈ $175 / year" | 2026-10-16 | Gold IRA |
| Allegiance Gold | Typical annual total | "≈ $225–$275 / year," described as custodian plus storage | 2026-10-16 | Gold IRA |
| Allegiance Gold | Dealer premium; resale spread | "Varies by product and market conditions"; "varies by product and market." No percentage | 2026-10-16 | Gold IRA |
| Allegiance Gold | Wire, closing and transfer fees | Not on file | 2026-10-16 | Gold IRA |
| Allegiance Gold | Minimum | Not on file from the company. The page shows $10,000 as "Current Allegiance minimum reported by Money" | 2026-10-16 | Gold IRA |
| American Hartford Gold | Minimum | "The minimum order size for our self-directed Gold IRA is $10,000." Other pages state none | 2026-10-15 | Gold IRA FAQs |
| American Hartford Gold | Annual IRA fee | Current pages: not on file. 2020 guide: $75 for accounts of $100,000 or less; $125 above | 2026-10-15 | AHGG IRA Investment Guide (PDF, 2020 upload, copyright 2019) |
| American Hartford Gold | Storage | FAQ: fees "vary based on your account's size and the metal holdings in your depository"; storage "might be free." April 2024 guide: $100 a year non-segregated, $150 segregated. 2020 guide: "flat $100 annual storage fee in most cases" | 2026-10-15 | Gold IRA FAQs; Gold IRA Guide (PDF, April 2024 upload) |
| American Hartford Gold | Setup | "There may also be setup fees." No amount | 2026-10-15 | Gold IRA: What It Is And How To Open One |
| American Hartford Gold | Dealer spread | 1.00% to 19.99% on bullion, up to 39.99% on some coins and up to 59.99% on certain numismatic coins | 2026-10-15 | Shipping and Transaction Agreement (footer link, 2026/09 upload) |
| American Hartford Gold | Liquidation | "we never charge any additional liquidation fees" (the company's own charges; the agreement says it does not guarantee repurchase) | 2026-10-15 | The American Hartford Gold is Committed to Your Success |
| Birch Gold Group | Account setup | $50, one time | 2026-10-15 | Gold IRA; Silver IRA; Precious Metals IRA |
| Birch Gold Group | Wire transfer | $30, one time | 2026-10-15 | Gold IRA; Silver IRA |
| Birch Gold Group | Management (custodian) fee | $125 per year | 2026-10-15 | Gold IRA; Silver IRA |
| Birch Gold Group | Storage and insurance | $110 per year on most pages; $100 on the Silver IRA page | 2026-10-15 | Gold IRA; Silver IRA; Gold IRA Fees |
| Birch Gold Group | Recurring total | $235 per year; the FAQ says fees "typically average around $235 per year" | 2026-10-15 | Frequently Asked Questions |
| Birch Gold Group | First-year fees | Paid by Birch on accounts over $50,000. Wording differs by page | 2026-10-15 | Frequently Asked Questions; Gold IRA; Silver IRA; Precious Metals IRA |
| Birch Gold Group | Transaction, liquidation, transfer-out, termination | Not on file | 2026-10-15 | Gold IRA Fees |
| Birch Gold Group | Minimum; dealer spread | "currently requires a minimum investment of $5,000"; spread not on file | 2026-10-15 | Frequently Asked Questions |
| Goldco | Account setup | Cost article: "This is a one-time fee of $50." FAQ article: about $50 | 2026-10-15 | How Much Does a Gold IRA Cost?; Gold IRA FAQs |
| Goldco | Annual account fee | Cost article: $125 per year. FAQ article: "around $80" | 2026-10-15 | How Much Does a Gold IRA Cost?; Gold IRA FAQs |
| Goldco | Storage | Cost article: $100 per year non-segregated, $150 per year segregated. FAQ article: $100 to $150 | 2026-10-15 | How Much Does a Gold IRA Cost?; Gold IRA FAQs |
| Goldco | Stated yearly total | Cost article: about $225 a year after setup; "about $275-325 in the first year." FAQ article: roughly $200 a year. Minimum article: "about $200-300 a year" | 2026-10-15 | How Much Does a Gold IRA Cost?; Gold IRA FAQs; How Much Money Do I Need to Start a Gold IRA? |
| Goldco | Minimum | "we generally require a minimum of $25,000 to start a gold IRA" | 2026-10-15 | How Much Does a Gold IRA Cost? |
| Goldco | Dealer spread | Not on file | 2026-10-15 | None (nothing published) |
JM Bullion through Noble Gold
| Company | Fee item | Figure as published (company claim) | Verified | Primary-source citation |
|---|---|---|---|---|
| JM Bullion | IRA custodian and storage fees | Not on file. "Fees vary depending on the size of your account and the metal holdings in your depository." The page sends you to the custodian or depository | 2026-10-16 | Precious Metals IRA (JM Bullion IRA page) |
| JM Bullion | Minimum | "we do have a $100 minimum that applies to all orders"; no separate IRA minimum | 2026-10-16 | Precious Metals IRA (JM Bullion IRA page) |
| JM Bullion | Selling to the company | "Please note our minimum purchase amount is $1,000." No spread stated | 2026-10-16 | Sell to Us |
| Lear Capital | Year-one and later-year account fees | FAQ: "$315" the first year and "$235 each subsequent year," "contingent on choosing electronic statements and non-segregated storage." Fee pages: first-year "$315 to $365," then "$235 to $285" | 2026-10-15 | Precious Metals IRA FAQ; Gold IRA fees explained (Lear Knowledge Base) |
| Lear Capital | Application; wire | $50 application; $30 wire | 2026-10-15 | Minimum Investment and Fee Transparency at Lear Capital |
| Lear Capital | Annual maintenance | $125 | 2026-10-15 | Minimum Investment and Fee Transparency at Lear Capital |
| Lear Capital | Storage | $110 non-segregated; $160 segregated | 2026-10-15 | Minimum Investment and Fee Transparency at Lear Capital |
| Lear Capital | Minimum | "the company requires a $10,000 minimum contribution to open and fund an account" (fee page only; the FAQ states none) | 2026-10-15 | Minimum Investment and Fee Transparency at Lear Capital |
| Lear Capital | Dealer spread | "generally range between 2% and 35% of the quoted purchase price" | 2026-10-15 | Terms and Conditions |
| Monetary Gold | Setup, annual and storage fees | Not on file | 2026-10-16 | Gold IRA FAQ |
| Monetary Gold | Fee waiver | "covers up to a lifetime of IRA custodial and storage fees for qualified applicants." The pages do not say who qualifies | 2026-10-16 | Delivery & Storage |
| Monetary Gold | Delivery | Flat $30, which "may include insurance coverage" | 2026-10-16 | Delivery & Storage |
| Monetary Gold | Minimum | "$5000 to $10000, depending on the custodian's requirements" | 2026-10-16 | Gold IRA FAQ |
| Monetary Gold | Dealer spread | Not on file. A sale price "will generally be lower than the price you paid" | 2026-10-16 | Risk Disclosure |
| Money Metals Exchange | IRA minimum; setup; annual fees | Not on file. The custodian sets setup and annual fees | 2026-10-16 | Self-directed IRAs (Programs) |
| Money Metals Exchange | Storage | No dollar amounts. "Minimums usually apply and storage rates will vary" | 2026-10-16 | Secure, State-of-the-Art Depository to Store Your Precious Metals |
| Money Metals Exchange | Premiums and spread | Premiums "vary according to the product in question." No company-wide spread figure | 2026-10-16 | Frequently asked questions |
| Money Metals Exchange | Ordinary-order charges | "$50 payment default fee"; a possible 5% restocking fee on returns | 2026-10-16 | Terms of Use & Legal Disclosures |
| Noble Gold Investments | Account setup | Gold IRA and Silver IRA pages: $50, one time. Support page and "What Is a Gold IRA?": $80, one time | 2026-10-15 | Gold IRA; Silver IRA; Support (frequently asked questions) |
| Noble Gold Investments | Annual maintenance or custody | $125 on both sets of pages | 2026-10-15 | Gold IRA; Support (frequently asked questions) |
| Noble Gold Investments | Annual metals storage | Gold IRA and Silver IRA pages: $160. Support page: $150, described as segregated storage | 2026-10-15 | Gold IRA; Support (frequently asked questions) |
| Noble Gold Investments | Yearly total | Gold IRA and Silver IRA pages: not stated. Support page: "a flat annual rate of $275" | 2026-10-15 | Support (frequently asked questions) |
| Noble Gold Investments | Wire; in-kind distribution; closure | Gold IRA and Silver IRA pages: $30 wire; $75 in-kind distribution; $250 closure. Not listed on the Support page | 2026-10-15 | Gold IRA |
| Noble Gold Investments | Minimum | "Our Gold IRA minimum investment is $20,000"; $10,000 for a cash purchase with home delivery | 2026-10-15 | Gold IRA |
| Noble Gold Investments | Dealer spread | Not on file | 2026-10-15 | Gold IRA |
Orion Metal Exchange through U.S. Gold Bureau
| Company | Fee item | Figure as published (company claim) | Verified | Primary-source citation |
|---|---|---|---|---|
| Orion Metal Exchange | Setup, yearly custodian and storage fees | Not on file | 2026-10-15 | Precious Metal IRA |
| Orion Metal Exchange | Minimum purchase | Not on file | 2026-10-15 | Precious Metal IRA; FAQ |
| Orion Metal Exchange | Buyback commission | None. Orion calls its policy "commission-free" | 2026-10-15 | Services |
| Orion Metal Exchange | Commission to buy | Not on file. Its due diligence page says "Generally, there is a commission fee to buy and to sell" without saying whether Orion charges one | 2026-10-15 | Due Diligence Check List |
| Patriot Gold Group | Account fees | Headline: "No Fees for Life on Qualifying IRAs." No amounts and no definition of "qualifying" | 2026-10-15 | Patriot Gold Group (home page); Open a Precious Metals IRA |
| Patriot Gold Group | Reimbursement | The brochure says the company reimburses rollover fees and pays storage and insurance fees "for the life of the IRA" on qualifying IRAs. The brochure file name suggests January 2020 | 2026-10-15 | Investor guide brochure (PDF) |
| Patriot Gold Group | Minimum | "(Minimum Account Required)." Amount not on file | 2026-10-15 | Open a Precious Metals IRA |
| Patriot Gold Group | Dealer price and spread | Not on file | 2026-10-15 | Open a Precious Metals IRA |
| Preserve Gold | Setup and liquidation | "We don't charge account setup, liquidation, or hidden fees" (its own charges only) | 2026-10-15 | Precious Metals IRA |
| Preserve Gold | Storage and custodian fees | Waived "for up to 5 years depending on your starting investment size." Annual custodian fee amount not on file | 2026-10-15 | Preserve Gold (home page) |
| Preserve Gold | Minimum | Not on file | 2026-10-15 | Precious Metals IRA |
| Preserve Gold | Dealer spread | "Typical ranges" of up to 20% (bullion) and up to 34.99% (numismatic, semi-numismatic and exclusive coins). For IRA transactions, generally up to 34.99% for bullion, semi-numismatic and numismatic bars and coins. The ranges are not hard maximums | 2026-10-15 | Preserve Gold Group Transaction Agreement (file name indicates June 2025) |
| Priority Gold | Priority Gold's own fees | Not on file. "We do not publish our fee schedule online" | 2026-10-15 | Gold IRA Fees: A Line-by-Line Cost Breakdown at $50,000 and $100,000 |
| Priority Gold | Fees it attributes to Equity Trust | $50 setup; $125 annual maintenance ("not prorated"); storage $160 segregated or $110 non-segregated; $30 per wire; $30 per metals liquidation; $250 full termination; $125 per transfer out; $60 a year for paper statements; $50 late fee; shipping at cost plus $10 with a $50 minimum | 2026-10-15 | Gold IRA Fees: A Line-by-Line Cost Breakdown at $50,000 and $100,000 |
| Priority Gold | Minimum; spread | "A minimum qualifying investment applies," no amount. The spread is "disclosed in the Transaction Agreement you receive before any purchase," so it is not on file | 2026-10-15 | Gold IRA Fees: A Line-by-Line Cost Breakdown at $50,000 and $100,000 |
| U.S. Gold Bureau | IRA fee schedule | Not on file. The page says to call for "detailed fee information" | 2026-10-16 | Precious Metals IRA |
| U.S. Gold Bureau | IRA minimum | IRA page: "We have a 50,000 minimum order for IRA" (no dollar sign). FAQ: the minimum order is $99 per transaction | 2026-10-16 | Precious Metals IRA; Frequently Asked Questions |
| U.S. Gold Bureau | Consignment buyback | The ask price minus 18% | 2026-10-16 | Buy Back Guarantee |
| U.S. Gold Bureau | Dealer premium over spot | Not on file | 2026-10-16 | Terms and Conditions of Sale |
Dealers' fee-waiver and "free silver" offers are tied to purchase sizes and terms. Our guide to free silver and fee-waiver promotions explains why a waived fee is not the same as a lower cost.
What do custodians publish?
A custodian is the company that legally holds your IRA. These figures come from the custodian's own fee schedule, as our profile recorded it. Each profile lists more charges than appear here.
Entrust Group through Madison
| Custodian | Fee item | Figure as published | Verified | Primary-source citation |
|---|---|---|---|---|
| The Entrust Group | Account establishment | $50, one time per account | 2026-10-13 | Account Fee Schedule, Revision 01/09/2026 |
| The Entrust Group | Buy, sell or exchange metals | $0 | 2026-10-13 | Account Fee Schedule, Revision 01/09/2026 |
| The Entrust Group | Annual recordkeeping | $219 per year (single asset); $329 per year (two or more assets); 0.17% of the value over $50,000 added if total assets excluding cash exceed $50,000; capped at $2,299 per year | 2026-10-13 | Account Fee Schedule, Revision 01/09/2026 |
| The Entrust Group | Wire; ACH; check | $30 wire; $0 ACH; $10 per check ($30 for a cashier's or official bank check) | 2026-10-13 | Account Fee Schedule, Revision 01/09/2026 |
| The Entrust Group | Delivery and rush | $40 standard overnight (more may apply); $150 rush processing | 2026-10-13 | Account Fee Schedule, Revision 01/09/2026 |
| The Entrust Group | Re-registration; termination | $100 re-registration, plus any transfer agent expenses; $250 account termination processing | 2026-10-13 | Account Fee Schedule, Revision 01/09/2026 |
| The Entrust Group | Depository fees | "may apply and will be charged to your account." No amounts. Not on file | 2026-10-13 | Account Fee Schedule, Revision 01/09/2026 |
| Equity Trust Company | Application | Online $50; paper $75 (both schedules) | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625) |
| Equity Trust Company | Annual maintenance, Universal schedule | $350 under $50,000; $500 for $50,000 to $99,999; $750 for $100,000 to $249,999; $1,000 for $250,000 to $499,999; $1,500 for $500,000 to $749,999; $2,000 for $750,000 to $999,999; $2,500 for $1,000,000 and over | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625) |
| Equity Trust Company | Annual maintenance, Legacy Retail schedule | 15 brackets, starting at $225 for balances of $1 to $14,999 and $350 for $25,000 to $49,999, $500 at $100,000 to $199,999 and $2,250 at $2,000,000 and over. One top bracket is misprinted, so the full table is not on file | 2026-10-13 | Legacy Retail Client Fee Schedule (FS-0001-03, Rev. 081726) |
| Equity Trust Company | Storage | $110 non-segregated, $160 segregated, per year (both schedules). Each depository may add its own fees | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625) |
| Equity Trust Company | Selling (liquidating) metals | Universal: $10 per asset, capped at $30. Legacy Retail: $30 per transaction | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625); Legacy Retail Client Fee Schedule (FS-0001-03, Rev. 081726) |
| Equity Trust Company | Taking metals in kind or transferring out | Universal: $50 per transaction. Legacy Retail: $125 per transaction | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625); Legacy Retail Client Fee Schedule (FS-0001-03, Rev. 081726) |
| Equity Trust Company | Termination; wire; statements | Full termination $250; partial termination or re-registration $100 per asset; wire $30; paper statements $60 per year (both schedules) | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625) |
| Equity Trust Company | Coin shipping and handling | Cost plus $10, $50 minimum | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625) |
| Equity Trust Company | Memberships | Gold Level Service $249 a year; Gold Level Prime $499 the first year and $249 after | 2026-10-13 | Universal IRA Fee Schedule (FS-0001-01, Rev. 110625) |
| GoldStar Trust Company | Establishment | $50 | 2026-10-13 | Fee Schedule (GTC Rev. 01/2026) |
| GoldStar Trust Company | Annual maintenance; asset holding | $150 annual maintenance; $150 annual asset holding | 2026-10-13 | Fee Schedule (GTC Rev. 01/2026) |
| GoldStar Trust Company | Storage | $125 commingled; $225 minimum segregated, no maximum | 2026-10-13 | Fee Schedule (GTC Rev. 01/2026) |
| GoldStar Trust Company | Partial liquidation or re-registration; shipping; late fee | $50; $10 plus shipping costs, may apply; $50 per occurrence if a fee is unpaid 30 days after its due date | 2026-10-13 | Fee Schedule (GTC Rev. 01/2026) |
| GoldStar Trust Company | Footnote | $1.80 per $1,000 of metals value above $125,000 (18 basis points). The profile could not tell which fee it attaches to | 2026-10-13 | Fee Schedule (GTC Rev. 01/2026) |
| Madison Trust Company | One-time setup | $50 | 2026-10-13 | Fee Schedule for our Self-Directed IRAs (Madison Trust Company, effective January 1, 2026) |
| Madison Trust Company | Custodial fee | $139 per quarter, includes one asset; $30 per quarter for each additional asset | 2026-10-13 | Fee Schedule for our Self-Directed IRAs (Madison Trust Company, effective January 1, 2026) |
| Madison Trust Company | Investment fee | $30 per investment placed, including reinvestments | 2026-10-13 | Fee Schedule for our Self-Directed IRAs (Madison Trust Company, effective January 1, 2026) |
| Madison Trust Company | Precious metals storage | $100 minimum, covering the first $100,000 of metal at Delaware Depository; above that, $1 per $1,000 of value; charged on deposit and annually | 2026-10-13 | Fee Schedule for our Self-Directed IRAs (Madison Trust Company, effective January 1, 2026) |
| Madison Trust Company | ACH disbursement; legal review; research | $10 per transaction; $100 per hour; $100 per hour (applies only with certain services) | 2026-10-13 | Fee Schedule for our Self-Directed IRAs (Madison Trust Company, effective January 1, 2026) |
| Madison Trust Company | Wire, transfer and closing charges | Not on file. The profile left them out because it could not pair each amount with its label | 2026-10-13 | Fee Schedule for our Self-Directed IRAs (Madison Trust Company, effective January 1, 2026) |
New Direction through uDirect
| Custodian | Fee item | Figure as published | Verified | Primary-source citation |
|---|---|---|---|---|
| New Direction Trust Company | Annual administration, precious metals | $220 (previously $185) | 2026-10-13 | NDTCO Fee Schedule V.101524 |
| New Direction Trust Company | Processing | $130 (previously $95) | 2026-10-13 | NDTCO Fee Schedule V.101524 |
| New Direction Trust Company | Depository storage | Not in this schedule; set by the depository and billed to the account | 2026-10-13 | NDTCO Fee Schedule V.101524 |
| New Direction Trust Company | Wire, shipping and other charges | Not on file. The profile could not match every amount to its label | 2026-10-13 | NDTCO Fee Schedule V.101524 |
| Preferred Trust Company | IRA account establishment | $50, one time | 2026-10-13 | Precious Metal Fee Schedule (PDF, marked "As of 1.20.26") |
| Preferred Trust Company | Annual administration | $300 per year for a precious metals only account. The standard annual fee rises from $300 up to $50,000 to $1,000 above $600,000 | 2026-10-13 | Precious Metal Fee Schedule (PDF, marked "As of 1.20.26") |
| Preferred Trust Company | Metal purchase; sale or in-kind distribution | $50; $200 | 2026-10-13 | Precious Metal Fee Schedule (PDF, marked "As of 1.20.26") |
| Preferred Trust Company | Shipping and storage | "Varies by depository and type of storage." Not on file | 2026-10-13 | Precious Metal Fee Schedule (PDF, marked "As of 1.20.26") |
| Preferred Trust Company | Transfers out | Partial $100; full transfer out or account termination $300 | 2026-10-13 | Precious Metal Fee Schedule (PDF, marked "As of 1.20.26") |
| Preferred Trust Company | Wire; overnight; expedited; research | $30 incoming or outgoing wire; $40 overnight delivery; $200 expedited processing; $100 per hour | 2026-10-13 | Precious Metal Fee Schedule (PDF, marked "As of 1.20.26") |
| STRATA Trust Company | Account setup | $50 (waived for electronic) | 2026-10-13 | STRATA Fees |
| STRATA Trust Company | Annual IRA fee | $150, Precious Metals tier; $395, Flex tier | 2026-10-13 | STRATA Fees |
| STRATA Trust Company | Storage | $115 per year commingled; $175 per year segregated for gold, platinum and palladium, "depository exceptions may apply" | 2026-10-13 | STRATA Fees |
| STRATA Trust Company | Metals purchase, sale or exchange | $40 | 2026-10-13 | STRATA Fees |
| STRATA Trust Company | Depository handling; shipping | $35 handling/processing; $10 plus the depository's cost | 2026-10-13 | STRATA Fees |
| STRATA Trust Company | Closure; transfer; wire; statements | $250 account closure or reinstatement; $100 cash transfer out; $35 outgoing wire; $50 per year for paper statements (waived for electronic) | 2026-10-13 | STRATA Fees |
| uDirect IRA Services | Setup; annual; minimum balance | $50; $275; $500 | 2026-10-13 | IRA Fee Schedule and Disclosure |
| uDirect IRA Services | Metals storage | 50 basis points (0.50%) a year on the first $100,000; 25 basis points on $100,000 to $500,000; 10 basis points above $500,000; $12 per month minimum | 2026-10-13 | IRA Fee Schedule and Disclosure |
| uDirect IRA Services | Liquidation; in-kind handling | $50; $75 | 2026-10-13 | IRA Fee Schedule and Disclosure |
| uDirect IRA Services | Transfers; distributions, investments, acquisitions | $25 for transfers within the IRA and $10 for distributions, investments or asset acquisitions, each after the shared six free lifetime transactions | 2026-10-13 | IRA Fee Schedule and Disclosure |
| uDirect IRA Services | Termination; wire; hourly | Partial $75, complete $175; $15 wire each way; $150 an hour for extraordinary services | 2026-10-13 | IRA Fee Schedule and Disclosure |
Other custodian schedules quoted on our fee guides
Two more custodians appear on our fee guides. American Estate & Trust is the custodian that uDirect says it uses. We have no profile of Vantage IRAs. These rows come from our fee guides, which read the schedules on 2026-10-06.
| Custodian | Fee item | Figure as published | Verified | Primary-source citation |
|---|---|---|---|---|
| American Estate & Trust | Annual | "Qualified Accounts Annual" $400 | 2026-10-06 | IRA Fee Schedule & Disclosure (V12162025) |
| American Estate & Trust | Storage | 50 basis points a year on the first $100,000, 25 from $100,000 to $500,000, 10 beyond; $12 monthly minimum | 2026-10-06 | IRA Fee Schedule & Disclosure (V12162025) |
| American Estate & Trust | Wire; shipping; leaving | $30 wire; overnight shipping $25 plus shipping and handling; full transfer out $250; in-kind distribution handling $75 | 2026-10-06 | IRA Fee Schedule & Disclosure (V12162025) |
| Vantage IRAs | Setup; annual | $50, non-refundable; "Annual Record-Keeping" $325 | 2026-10-06 | Fee Schedule for Precious Metals IRA |
| Vantage IRAs | Storage | 20 basis points of total account value based on the depository renewal date, $150 minimum | 2026-10-06 | Fee Schedule for Precious Metals IRA |
| Vantage IRAs | Purchase or liquidation; termination | $95; $250 full, $100 partial | 2026-10-06 | Fee Schedule for Precious Metals IRA |
The guides these rows come from are Gold IRA custodian fees, hidden Gold IRA fees and Gold IRA storage fees.
What do depositories publish?
A depository is the vault that stores the metal. For IRAs, the custodian usually arranges storage, and the custodian may pass on or add to the depository's charges.
| Depository | Fee item | Figure as published | Verified | Primary-source citation |
|---|---|---|---|---|
| Brink's Global Services | Its own IRA storage fees | Not on file. Brink's pages publish none | 2026-10-13 | Precious Metals Storage Facilities & Secure Vaults - Brink's US |
| Brink's Global Services | Storage, 2017 custodian form | "$1.50 per $1,000 (15 basis points)" of value, "$125.00 minimum annual fee" | 2026-10-13 | Brinks Depository Election Form (05.05.2017) |
| Brink's Global Services | Shipments and handling, 2017 custodian form | "$25.00 charge per out-shipment"; "$25.00 per package handling fee, plus all applicable postage, registration, and insurance charges" | 2026-10-13 | Brinks Depository Election Form (05.05.2017) |
| CNT Depository | Its own fee schedule | Not on file. The FAQ says the current schedule is in the documents given when you open an account | 2026-10-14 | Frequently asked questions |
| CNT Depository | Storage, 2016 custodian form | $1.00 per $1,000 (10 basis points); $175.00 minimum annual fee | 2026-10-14 | CNT Depository Election Form (Precious Metals Depository Holdings Election Form, version date 09.08.2016) |
| CNT Depository | Shipping, 2016 custodian form | $25.00 minimum per out-shipment; $25.00 per package handling fee plus postage, registration and insurance | 2026-10-14 | CNT Depository Election Form (Precious Metals Depository Holdings Election Form, version date 09.08.2016) |
| Delaware Depository | Non-segregated storage | 0.50% annual, $25 minimum per billing (most products); $102.00 per 1,000-oz. silver bar; $180.00 per 100-oz. gold bar | 2026-10-13 | Fee Schedule (undated) |
| Delaware Depository | Segregated storage | 1.5% annual, $50 minimum per billing | 2026-10-13 | Fee Schedule (undated) |
| Delaware Depository | Shipping; early withdrawal | U.S. shipping $35.00 per package handling fee; withdrawal within six months of first deposit $150 | 2026-10-13 | Fee Schedule (undated) |
| Delaware Depository | Pickup; assistance | Personal pickup (most metals) $0.10 per ounce; account or audit assistance $35.00 per man-hour, $70 per 2-man team if vault access is needed | 2026-10-13 | Fee Schedule (undated) |
| Texas Bullion Depository | Storage, non-IRA accounts (effective April 1, 2026) | 0.49% on $0.01 to $499,999.99 ($25 per quarter minimum); 0.44% on $500,000 to $999,999.99; 0.39% on $1,000,000 to $2,499,999.99; 0.34% on $2,500,000 to $4,999,999.99; $5,000,000 and above negotiable | 2026-10-14 | Pricing / Fee Schedule |
| Texas Bullion Depository | Storage, IRA accounts | Not on file. "storage fees for IRA assets are typically negotiated between the custodian, the gold dealer and the depository contractor" | 2026-10-14 | IRA Storage |
| Texas Bullion Depository | Other (non-IRA schedule) | No account setup fee; no withdrawal fee; $35 for personal or courier pick-up; domestic shipping $17.95 plus 0.0018 times the metal's spot value (or declared value) | 2026-10-14 | Pricing / Fee Schedule |
What conflicts and caveats should you know about?
These are the conflicts and gaps that our own pages flagged. In each case we show both figures. We did not resolve them.
Company pages that disagree with themselves
- Goldco. The cost article gives a $125 annual account fee, the FAQ article "around $80," and the totals are "about $225," roughly $200 and "about $200-300" a year. The cost article's $225 matches only the non-segregated case: $125 plus $150 for segregated storage is $275. The company names no custodian.
- Allegiance Gold. The page lists $275 as the segregated total, but its own components, $125 plus $175, add to $300. The $225 commingled total does add up. The page does not say which custodian its figures come from, and the $10,000 minimum is second-hand.
- American Hartford Gold. Current pages give no fee table. A 2020 guide gives $75 or $125 annual fees, a 2024 guide mentions an annual fee without an amount, and storage is a flat $100 in one guide and $100 or $150 in the other. The company's custodian is Equity Trust on one page and STRATA in a 2019 guide.
- Birch Gold Group. Storage and insurance is $110 on most pages and $100 on the Silver IRA page. The first-year waiver is worded four ways. The company's custodian article says setup, transfer and transaction fees are each "somewhere between $30 and $50." Birch's $125 and $110 do not exactly match the Equity Trust or GoldStar schedules the review opened.
- Lear Capital. The FAQ states $315 then $235. The fee pages state $315 to $365 then $235 to $285. Lear names Equity Trust on two pages and Self Directed IRA Services, Inc. in the FAQ. The $10,000 minimum appears only on the fee page.
- Noble Gold Investments. Setup is $50 on the Gold IRA and Silver IRA pages and $80 on the Support page. Storage is $160 or $150, and the Support page gives a flat $275 a year. Noble's IRA pages list $75 for in-kind distribution, where the Equity Trust Institutional schedule it was compared with shows $50. The Support page names three custodian labels: Equity Institutional, New Direction IRA Services and Equity Trust IRA.
- U.S. Gold Bureau. The IRA page says "50,000" with no dollar sign. The FAQ gives a $99 minimum order.
- Priority Gold. The fees it attributes to Equity Trust match the Institutional schedule for setup, $125 annual, storage, wire and termination. The Institutional schedule lists liquidation at $10 per asset capped at $30 where the article says $30, and in-kind transfers at $50 where the article says $125 per transfer out. Equity Trust's Universal schedule, as our profile read it, shows maintenance from $350 and $50 for in-kind. The Legacy Retail schedule shows $125 for taking metals in kind. The Priority review did not open that schedule, so we do not know which schedule the article draws on.
Custodian figures that conflict or are unreadable
- New Direction (NDTCO). The Money Metals Exchange review says the table columns of the NDTCO schedule came out "scrambled," so it used only lines it could match. The JM Bullion review says the PDF text was jumbled and shows only labeled figures. That review also quotes the schedule as saying "All annual fees are per asset" and that transfers out and distributions are "Calculated as .5% of value of the transfer/distribution with minimum and maximum." The NDTCO profile does not list either point. An NDTCO application PDF hosted by Money Metals shows header text about an account-opening fee of "$75.00" on paper or "$30.00" online. Our NDTCO row shows setup as not on file. The profile also says NDTCO's fees page showed no amounts, so we cannot say whether V.101524 is current.
- uDirect and American Estate & Trust. uDirect's fee page: $275 annual and $15 wire, $175 complete termination. The American Estate & Trust schedule as our fee guide read it: "Qualified Accounts Annual" $400, $30 wire, $250 full transfer out. Storage rates and the $75 in-kind handling fee match. Our custodian fees guide, in a separate table, lists American Estate & Trust's annual fee as "not listed in the section we read," while our hidden fees guide lists $400. The legal name also differs: "Inc" on the Nevada list, "LC" on uDirect's page.
- STRATA. The profile reads setup as "$50 (waived for electronic)." Our custodian fees guide says it did not confirm how the page pairs the waiver and the $50. The guide also labels $100 as an "asset re-registration (transfer out, distribution or reinstatement)," while the profile lists $250 for closure or reinstatement and $100 as a cash transfer out.
- GoldStar. The profile lists $150 maintenance and $150 asset holding for a precious metals IRA. The Birch review adds that GoldStar's schedule lists a separate $90 annual maintenance fee for self-directed IRAs generally, and says only one maintenance fee is charged, "based on the asset type with the greater fee."
- Equity Trust. The Universal and Legacy Retail schedules differ on selling, in-kind distributions and maintenance brackets. The Legacy top bracket is misprinted, and the third (institutional) schedule was not reviewed in the profile. Other reviews (Noble Gold, Priority Gold) read an Institutional schedule, form FS-0004-02 "Rev. 1104625," that lists a $125 precious metals annual fee, $50 setup, $30 wire, $50 per in-kind transfer or distribution, $250 full termination and the same storage fees.
- Left-out lines. The Madison profile left out wire, transfer and account-closing charges because it could not pair each amount with its label.
Depository figures and names
- Delaware Depository. Its undated schedule gives 0.50% (non-segregated) and 1.5% (segregated) a year. Custodians that use it describe storage differently: Madison "$100 minimum" with "$1 per $1,000" above $100,000, STRATA $115 or $175, GoldStar $125 or $225 minimum, Equity Trust $110 or $160. We cannot tell which accounts the depository's schedule covers, including IRA accounts routed through a custodian.
- Brink's and CNT. The only figures on file come from custodian forms dated 2017 and 2016. They apply to that custodian, and today's fees may differ. Neither depository's own pages publish IRA rates.
- Texas Bullion Depository. Posted rates exclude IRAs. STRATA and GoldStar name a "Texas Precious Metals Depository" in Shiner, Texas, while Equity Trust lists the "Texas Bullion Depository," which our profile places in Leander. We have not confirmed whether the names refer to one operation.
Caveats that apply to every row
- Fee schedules may change without notice. Several show no date.
- Third-party review sites sometimes quote different figures. For example, two outside sites described Monetary Gold's storage at about $100 a year, which Monetary Gold's own pages do not state, and one said it requires a $10,000 minimum, where the company's FAQ says "$5000 to $10000, depending on the custodian's requirements." We did not use them as sources.
- Complaint, lawsuit and regulator information is outside this database. See each review.
Where do you go from here?
Use the database to build a question list, not to pick a provider. Ask each company, custodian and depository for a current, dated fee schedule in writing, ask who bills each charge, and ask for a dollar total for your own account and holding period. Our guides to custodian fees, storage fees, minimum investment and hidden fees explain each charge. A fee-only financial planner or tax professional can help you weigh the answers.
Sources
- Advantage Gold FAQs, Advantage Gold. Accessed Invalid Date.
- Gold IRA, Advantage Gold. Accessed Invalid Date.
- How much does a Gold IRA cost?, Advantage Gold. Accessed Invalid Date.
- Gold IRA, Allegiance Gold. Accessed Invalid Date.
- Gold IRA FAQs, American Hartford Gold. Accessed Invalid Date.
- Gold IRA Guide (PDF, April 2024 upload), American Hartford Gold. Accessed Invalid Date.
- AHGG IRA Investment Guide (PDF, 2020 upload, copyright 2019), American Hartford Gold. Accessed Invalid Date.
- Shipping and Transaction Agreement (footer link, 2026/09 upload), American Hartford Gold. Accessed Invalid Date.
- Gold IRA: What It Is And How To Open One, American Hartford Gold. Accessed Invalid Date.
- The American Hartford Gold is Committed to Your Success, American Hartford Gold. Accessed Invalid Date.
- Gold IRA, Birch Gold Group. Accessed Invalid Date.
- Silver IRA, Birch Gold Group. Accessed Invalid Date.
- Precious Metals IRA, Birch Gold Group. Accessed Invalid Date.
- Gold IRA Fees, Birch Gold Group. Accessed Invalid Date.
- Frequently Asked Questions, Birch Gold Group. Accessed Invalid Date.
- How Much Does a Gold IRA Cost?, Goldco. Accessed Invalid Date.
- Gold IRA FAQs, Goldco. Accessed Invalid Date.
- How Much Money Do I Need to Start a Gold IRA?, Goldco. Accessed Invalid Date.
- Precious Metals IRA (JM Bullion IRA page), JM Bullion. Accessed Invalid Date.
- Sell to Us, JM Bullion. Accessed Invalid Date.
- Precious Metals IRA FAQ, Lear Capital. Accessed Invalid Date.
- Minimum Investment and Fee Transparency at Lear Capital, Lear Capital. Accessed Invalid Date.
- Gold IRA fees explained (Lear Knowledge Base), Lear Capital. Accessed Invalid Date.
- Terms and Conditions, Lear Capital. Accessed Invalid Date.
- Gold IRA FAQ, Monetary Gold. Accessed Invalid Date.
- Delivery & Storage, Monetary Gold. Accessed Invalid Date.
- Risk Disclosure, Monetary Gold. Accessed Invalid Date.
- Self-directed IRAs (Programs), Money Metals Exchange. Accessed Invalid Date.
- Secure, State-of-the-Art Depository to Store Your Precious Metals, Money Metals Exchange. Accessed Invalid Date.
- Frequently asked questions, Money Metals Exchange. Accessed Invalid Date.
- Terms of Use & Legal Disclosures, Money Metals Exchange. Accessed Invalid Date.
- Gold IRA, Noble Gold Investments. Accessed Invalid Date.
- Silver IRA, Noble Gold Investments. Accessed Invalid Date.
- Support (frequently asked questions), Noble Gold Investments. Accessed Invalid Date.
- Precious Metal IRA, Orion Metal Exchange. Accessed Invalid Date.
- Services, Orion Metal Exchange. Accessed Invalid Date.
- Due Diligence Check List, Orion Metal Exchange. Accessed Invalid Date.
- Open a Precious Metals IRA, Patriot Gold Group. Accessed Invalid Date.
- Investor guide brochure (PDF), Patriot Gold Group. Accessed Invalid Date.
- Precious Metals IRA, Preserve Gold. Accessed Invalid Date.
- Preserve Gold Group Transaction Agreement (file name indicates June 2025), Preserve Gold. Accessed Invalid Date.
- Gold IRA Fees: A Line-by-Line Cost Breakdown at $50,000 and $100,000, Priority Gold. Accessed Invalid Date.
- Precious Metals IRA, United States Gold Bureau. Accessed Invalid Date.
- Buy Back Guarantee, United States Gold Bureau. Accessed Invalid Date.
- Universal IRA Fee Schedule (FS-0001-01, Rev. 110625), Equity Trust Company. Accessed Invalid Date.
- Legacy Retail Client Fee Schedule (FS-0001-03, Rev. 081726), Equity Trust Company. Accessed Invalid Date.
- STRATA Fees, STRATA Trust Company. Accessed Invalid Date.
- Fee Schedule (GTC Rev. 01/2026), GoldStar Trust Company. Accessed Invalid Date.
- Precious Metal Fee Schedule (PDF, marked "As of 1.20.26"), Preferred Trust Company. Accessed Invalid Date.
- Fee Schedule for our Self-Directed IRAs (Madison Trust Company, effective January 1, 2026), Madison Trust Company. Accessed Invalid Date.
- NDTCO Fee Schedule V.101524, New Direction Trust Company. Accessed Invalid Date.
- Account Fee Schedule, Revision 01/09/2026, The Entrust Group. Accessed Invalid Date.
- IRA Fee Schedule and Disclosure, uDirect IRA Services, LLC. Accessed Invalid Date.
- Precious Metals Storage Facilities & Secure Vaults - Brink's US, Brink's. Accessed Invalid Date.
- Brinks Depository Election Form (05.05.2017), The Entrust Group. Accessed Invalid Date.
- Frequently asked questions, CNT, Inc.. Accessed Invalid Date.
- CNT Depository Election Form (Precious Metals Depository Holdings Election Form, version date 09.08.2016), The Entrust Group. Accessed Invalid Date.
- Fee Schedule (undated), Delaware Depository. Accessed Invalid Date.
- Pricing / Fee Schedule, Texas Bullion Depository. Accessed Invalid Date.
- IRA Storage, Texas Bullion Depository. Accessed Invalid Date.
- IRA Fee Schedule & Disclosure - V12162025, American Estate & Trust, Inc.. Accessed Invalid Date.
- Fee Schedule for Precious Metals IRA, Vantage IRAs. Accessed Invalid Date.
This guide is general education, not personalized financial, tax or legal advice. See our financial disclaimer, editorial policy and advertising disclosure.